PhoneKhata 1.2

Amit Kumar – Freeware – iOS
3 oy

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PhoneKhata presents itself as a secure and reliable alternative to traditional Udhar Bahi Khata, aiming to facilitate the management of credit and debit accounts for small and medium-sized enterprises such as general stores, tea stalls, and more. The application effectively keeps monetary information accessible, ensuring users are always informed about their financial activities.

<ul>
 <li>Cost-Effective and Secure: PhoneKhata is completely free for users, providing robust financial record-keeping for retailers and vendors engaged in lending or receiving money. It prioritizes data security through regular backups and stringent access controls.</li>
 
 <li>Efficient Credit Recovery: The app enhances the collection process with automated reminders, which significantly influence borrowers by increasing accountability and encouraging timely payments. This digital approach transforms traditional practices into a more effective recovery system.</li>
 
 <li>Multilingual Accessibility: Understanding the diverse user base in India, PhoneKhata supports multiple languages, including Hindi, English, Punjabi, and Gujarati. Its user-friendly interface is designed to function in low network conditions while ensuring that all records remain encrypted and securely stored within the country.</li>
 
 <li>Automated Data Backup: The app includes a reliable backup system that ensures continuous data availability even in adverse situations, making sure that users' records are always up to date and securely maintained.</li>
</ul>

Reasons to Consider PhoneKhata:
<ul>
 <li>Completely free to use;</li>
 <li>Your data remains safe and secure;</li>
 <li>Manage profiles for various customer types, including retailers and consumers;</li>
 <li>Set reminders for clients to ensure timely payments;</li>
 <li>Encourages transparency through two-way payment agreements;</li>
 <li>A high uptime guarantee of 99.99%;</li>
 <li>Functionality optimized for low network areas.</li>
</ul>

Potential Applications of PhoneKhata:
<ul>
 <li>Kirana Shops/General Stores/Grocery Shops;</li>
 <li>Bakeries, Food Stalls, and Juice Shops;</li>
 <li>Paan Shops and Ice Cream Vendors;</li>
 <li>Small businesses engaged in credit sales;</li>
 <li>Personal credit bookkeeping;</li>
 <li>Bachelors sharing accommodations;</li>
 <li>Managing loans with relatives.</li>
</ul>

Additional Uses Include:
<ul>
 <li>Udhar Khata;</li>
 <li>Ledger Accounting;</li>
 <li>Account Book;</li>
 <li>Bahi Khata;</li>
 <li>Hisab Kitab;</li>
 <li>Credit/Debit Management;</li>
 <li>Cretitor roles;</li>
 <li>Bookkeeping and Credit Control.</li>
</ul>

App Permissions:
The PhoneKhata application requires basic permissions along with access to additional device functions to optimize its features. For instance:
<ul>
 <li>Contact Access: The app reads contacts to facilitate transactions but ensures that no contact information is uploaded without user consent during a transaction.</li>
</ul>

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